How a retired teacher from Tampa uses POW's DFY program to supplement his pension
Robert spent 31 years teaching high school history in the Tampa Bay area. He retired in 2024 with a pension, Social Security, and a savings account he'd been careful with his whole career. "I'm comfortable," he said. "But comfortable and secure are two different things when you're not sure what inflation's going to do."
He'd looked at annuities and CD rates. Both felt like parking money and hoping. He'd considered dividend stocks — his son had tried to explain them — but the volatility during COVID had shaken him. "I don't want to watch the market every day. I did that in 2020 and it wasn't good for my blood pressure."
His daughter-in-law had come across POW while researching passive income options. She mentioned it casually at Thanksgiving. Robert looked into it in December — initially just to have something to talk about with her, he admitted. Then the numbers caught his attention.
"What I needed to know was: what is the downside?" Robert said. "Not the upside — I'm retired, I'm not chasing anything. I needed to know what happens if the worst case happens."
Camrin walked Robert through the drawdown protection rules and what happens in a flat or negative month — how the fee structure works, what protections the program builds in, and what the historical worst-case looked like across the membership. "He was patient. He's dealt with people like me before — skeptical, retired, careful with money."
Robert's son ran the numbers independently and confirmed the math held up. Robert wired $15K in early January. "If I lose the $15K, I've had more expensive mistakes. But if it works — and it has — then this is one of the better financial decisions I've made since I retired."
| Entry Fee | $15,000 |
| Managed Account Size | $100,000 |
| Avg Monthly Return (2.7%) | $2,700 |
| Liquidity Provider (20%) | −$540 |
| Monthly Management Fee | −$299 |
| Net Monthly Take | $1,861 |
| 90-Day Net (3 months) | +$5,583 |
| Actual 90-Day Result* | +$4,833 |
* Month 1 was conservative (2.1%) while the account warmed up. Robert's months were slightly below the 3% program average — still strongly positive across all three.
“Pension only covers so much. This fills the gap and I sleep fine. Wish I'd found it before I retired.”
$15K entry · $100K managed account · 80/20 split · $299/mo fee. Run the math on your situation.
Past performance does not guarantee future results. Returns shown are net of the $299/month management fee and 20% performance fee to liquidity provider. Individual results vary based on market conditions and capital deployed. Trading forex and commodities involves substantial risk of loss. Team POW (Progress Overcome Win) is the provider of Done-For-You funded trading accounts. This page is an affiliate conversion funnel for the Team POW DFY program. Do not invest money you cannot afford to lose. This is not financial advice. Consult a qualified advisor before making any investment decisions.